The Path Forward: How Commuting Impacts the Return to Office Experience
“Commuting can be the biggest hurdle in any return-to-office or existing work-from-office experience," said HealthEquity Commuter Product General Manager, Kalpi Desai. "Offering commuter benefits, from pre-tax options to parking discounts, can make a big difference in making individuals’ workdays more manageable and cost-efficient."
The 2025 HealthEquity RTO and Commuter Insights study revealed that 54% of employees identified commuting costs--more than any other factor--as an obstacle to more frequent office attendance. impacting their overall Return to Office (RTO) experience. Other key findings from the research include:
- Most employees said their RTO was positive – 75% of employees surveyed reported positive RTO experience.
- RTO improved quality of work – 83% reported that their quality of work improved after they returned to the office.
- Correlation between higher commuting costs and lower in-office attendance – Employees who reported higher commuting costs also tend to have lower in-office attendance, suggesting a correlation between commuting expenses and reduced office presence.
- Cost concerns impact wellbeing – Those most affected by commuting expenses report lower sleep quality and a more negative perception of RTO.
With more companies mandating more in-office time from 2023, (the average across size and industry being approximately 3 days a week), it’s important to get the details right. This is particularly evident as RTO policies have made it more challenging to fill positions and have contributed to higher employee turnover.2 These realities combined with the fact that the cost of transportation in the US remains one of the highest consumer costs3, make workforce commutes one of the most important considerations in a successful RTO strategy.
Despite these challenges, the research highlights an opportunity for employers to address these concerns through commuter benefits and ongoing benefits education. While
“While benefit types and options vary, what these employees are telling us is they want benefits that ease the financial strain of RTO. Commuter benefits are smart, strategic choices for companies that are shifting to more time in the office,” said Desai. “This is true not only in cities with mass transit, but also in the more numerous areas where driving to work is more common.”
2 https://papers.ssrn.com/sol3/papers.cfm?abstract_id=5031481
3 https://www.bts.gov/sites/bts.dot.gov/files/2024-12/TSAR-2024_Web_123024-1644.pdf
About
HealthEquity and its subsidiaries administer HSAs and various other consumer-directed benefits for over 16 million accounts, working in close partnership with employers, benefits advisors, and health and retirement plan providers. With a commitment to saving and improving lives, HealthEquity empowers individuals to take control of their healthcare journey through cutting-edge solutions, innovation, and a relentless focus on well-being. Learn more about HealthEquity’s “Purple service” and our approach to consumer-driven benefits at www.healthequity.com.
Media Contact
Amy Cerny
801-508-3237
acerny@healthequity.com
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Source: HealthEquity, Inc.